最简单生动的次贷危机讲解

boblisa

<p>在网上看到一个帖子，作者不详。用最简洁生动的方法讲解了次贷危机和A股股民：</p><p>&nbsp;<wbr></wbr></p><p>有一天，一位其貌不扬的男士，带着一位十分艳丽的OL，来到Causeway Bay一家LV店。他为OL选了一价值6万5元的LV handbag。<br/>　　<br/>付款时，男士掏出支票本，十分潇洒地签了一张支票。店员有些为难，因为这对夫妇是第一次来店购物。<br/>　　<br/>男士看穿了店员的心思，十分冷静地对店员说： “我感觉到，您担心这是一张是空头支票，对吗？今天是周六，银行关门。我建议您把支票和handbag都留下。等到星期一支票兑现之后，再请你们把 handbag 送到这位小姐的府上。您看这样行不行？”<br/>　　<br/>店员放了下心来，欣然地接受了这个建议，并且大方的承诺，递送handbag的费用由该店承担，他本人将会亲自把这件事情给办妥。<br/>　　<br/>星期一，店员拿着支票去银行入账，支票果真是张空头支票！愤怒的店员打电话给那位顾客，客户对他说： “这没有什么要紧啊！你和我都没有损失。上星期六的晚上我已经同那个女孩上床了！哦，多谢您的合作。”</p><p>&nbsp;<wbr></wbr></p><p>这个故事揭示了次贷危机的本质。人们在对未来收益充满良好预期的时候，对于可能加大风险缺乏防范意识。美女认为周一六万多LV就到家了，自然也就放松了警惕，认为ONS的投资是值得的，对于投入产出的预期是建立在一个具有巨大不确定风险的情况下的。而对未来收益预期的包装则是这些投资机构最擅长的事情。中国的股民大多跟这个美女一样，所以亏钱基本上是活该，没有这些人，股市赚谁的钱呢。而媒体和分析家们，往往在其中扮演了LV店员的配合角色。</p><p>&nbsp;<wbr></wbr></p><p>OL：Office Lady：白领丽人<br/>Causeway Bay：香港铜锣湾<br/>ONS=419=<a href="http://blog.photo.sina.com.cn/showpic.html#blogid=48371b290100bvuw&amp;url=http://static11.photo.sina.com.cn/orignal/48371b29g59e194d2ff5a" target="_blank"></a>One night standing：一夜情</p>

[此贴子已经被作者于2008-10-23 19:55:54编辑过]

syfctz

<p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-SIZE: 16pt; FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">首届“富财杯”模拟炒汇大赛火热报名中</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="FONT-SIZE: 16pt;"><font face="Times New Roman">...</font></span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-SIZE: 16pt; FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">万元大奖等你拿</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="FONT-SIZE: 16pt;"><p></p></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US"><p><font face="Times New Roman">&nbsp;</font></p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US"><font face="Times New Roman"><span style="mso-spacerun: yes;">&nbsp;&nbsp;&nbsp; </span>2008</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">金融危机也赚钱，外汇理财总动员</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US"><span style="mso-spacerun: yes;"><font face="Times New Roman">&nbsp;&nbsp;&nbsp; </font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">值此金秋十月，华商晨报财经频道重磅出击打造东北首届理财知识报告会</span><span lang="EN-US"><font face="Times New Roman">-- </font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">“模拟炒汇大赛”，此次活动皆在利用此次金融危机，推广理财知识，增加外汇理财收益</span><span lang="EN-US"><font face="Times New Roman">,</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">促进投资交流。为了提高广大投资爱好者的热情，认真对待此次活动，帮助大家更好的比赛，组委会将于报名之日起免费举办外汇知识讲堂及交易技巧培训。</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">活动规模盛大东北首创</span><span lang="EN-US"><span style="mso-spacerun: yes;"><font face="Times New Roman">&nbsp; </font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">全程公证处公证</span><span lang="EN-US"><span style="mso-spacerun: yes;"><font face="Times New Roman">&nbsp;&nbsp; </font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">我们坚信这必将是沈阳投资爱好者相聚的一次盛会</span><span lang="EN-US"><font face="Times New Roman">
                        </font></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">热烈期待您的加入！！！</span><font face="Times New Roman">
                </font><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">大赛正在报名中</span><span lang="EN-US"><font face="Times New Roman">...</font></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">参赛资格：</span><font face="Times New Roman">
                </font><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">年龄</span><span lang="EN-US"><font face="Times New Roman">18</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">岁以上</span><font face="Times New Roman">
                </font><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">以投资理财为目的，态度严肃认真的各界人士</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">开赛时间：</span><span lang="EN-US"><font face="Times New Roman"> 2008-11-9</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">日</span><span lang="EN-US"><font face="Times New Roman">-2008-11-15</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">日报名期间将为参赛人员提供外汇知识培训及交易技巧培训</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">奖项设立：</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US"><span style="mso-spacerun: yes;"><font face="Times New Roman">&nbsp;&nbsp;&nbsp; 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</font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">最佳交易量奖一名：手机一部</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US"><span style="mso-spacerun: yes;"><font face="Times New Roman">&nbsp;&nbsp;&nbsp; </font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">最佳风采奖一名：</span><span lang="EN-US"><span style="mso-spacerun: yes;"><font face="Times New Roman">&nbsp; </font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">手机一部</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US"><span style="mso-spacerun: yes;"><font face="Times New Roman">&nbsp;&nbsp;&nbsp; </font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">优秀奖</span><span lang="EN-US"><font face="Times New Roman">5</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">名：</span><span lang="EN-US"><span style="mso-spacerun: yes;"><font face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">手机一部</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">主办单位：华商晨报</span><span lang="EN-US"><font face="Times New Roman">-</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">财经频道</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 宋体; 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mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">号高登国际大厦</span><span lang="EN-US"><font face="Times New Roman">1405</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">室</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US"><p><font face="Times New Roman">&nbsp;</font></p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">不收任何费用，免费报名、免费培训，哪怕你对外汇一窍不通，都从基础讲起！比股市更好的一个赚钱渠道，给自己一个机会赚大钱！</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">有意者请来电咨询！</span></p>